Want to save BIG BIG money? Take a look at a 15-Year Fixed Rate Mortgage

Get a FREE quote on a 15-year fixed rate mortgage & save thousands over the life of most loans.

Pay your house off quicker with a 15-Year Fixed Rate Mortgage...

Our 15-Year Fixed Rates Are Low & Our Process is EASY PEASY.

This loan is fully amortized over a 15-year period and features consistent monthly payments. A 15-year loan is structured in a similar fashion as a 30 year loan, but you pay off the loan in half the time. Needless to say.. given the same balances, the payment on a 15 year loan will have a higher payment because it's paid off twice as fast. There are other factors, typically mortgage interest is charged up front and so having a 15 year loan means that you are also charged less interest over the life of the loan when starting with the balance and paying to the full loan term.

That all sounds great (and it is great!) - but you have to be able to afford the payment. Sometimes that can be a stretch for people. That's not to say it isn't worth the sacrifice, but the best way to approach it is within balance.

People who typically choose a 15 year loan are looking at the long term and usually intend to stay in the home for a while… and the higher monthly payment doesn't put any extra pressure on their life. For example, investors will often pick a 15 year mortgage if they plan a long term hold and have a renter who can cover the extra.

Sometimes borrowers opt for a 30-year fixed-rate loan and voluntarily make larger payments that may pay off their loan in 15 years. This approach is often safer than committing to a higher monthly payment, since it gives them some financial flexibility and the difference in interest rates isn't always that great.*No matter what options you choose, the key is to find the right fit for your specific situation. *

Are you interested in learning more about a 15 year mortgage? We will give you straight answers, communicate clearly and just make the process easier. We have the tools and expertise that will help guide you along the way. You can get going by starting with our FREE 15-Year Fixed Rate Mortgage Qualifier.

WWe'll help you clearly see differences between loan programs, allowing you to choose the right one for you whether you're a first-time home buyer or a seasoned investor.

The 15-Year Fixed Rate Mortgage Loan Process

Here’s how our home loan process works:

  • Complete our simple 15-Year Fixed Rate Mortgage Qualifier
  • Receive options based on your unique criteria and scenario
  • Compare mortgage interest rates and terms and structure
  • Choose the loan that best fits your right now and future plans

Do I Qualify?

Everyone has a different situation and qualifying for a home loan will depend on those details that are specific to you and the documentation that confirms everything.

15 year mortgages are great products, but not necessarily right for everyone. It really depends on the timing and your overall goals.

Yes, there are general guidelines with respect to credit score and profile, debt to income ratios, and loan type. In addition, there are many compensating factors and many rules. That said, there are also exceptions to some of these rules.

There are seemingly an endless number of scenarios where someone may or may not qualify for a home loan…
The reality is that getting the right mortgage program can be a complicated choice. The ABSOLUTE BEST way to know for sure is to figure it out by taking just a couple of minutes to get qualified.

Mortgages may be complex but getting qualified is FAST AND EASY!

  • Fixed Rates
  • Conforming Loans
  • Jumbo & Super Jumbo Loans
  • FHA, VA, & USDA Loans