Our VA Loan Rates Are Low & Our Process is Efficient and Respectful of your sacrifice and situation.

A VA loan is a mortgage loan in the United States guaranteed by the U.S. Department of Veterans Affairs (VA). The loan may be issued by qualified lenders. The VA loan was designed to offer long-term financing to eligible American veterans or their surviving spouses (provided they do not remarry).

VA LOANS ARE SPECIAL BECAUSE YOU ARE SPECIAL!

Now, a lot of lenders will tell you that VA loans are complicated and that simply is not true. Yes, some parts of the process require experience to finish effectively and in general there is more paper work but YOU ARE 100% WORTH IT.

We're here to make the VA home loan process a whole lot easier, with tools and expertise that will help guide you along the way, starting with our FREE VA Loan Qualifier.

Bottomline - We will give you the 5 star service that you deserve. We will give straight forward answers to your questions, and help make sure you get the most out of your benefits.

Let's look at the differences between loan programs so that you to choose the right one for you, weather you're a first-time home buyer or a seasoned home buyer.

The VA Loan Process

Here’s how our home loan process works:

• Complete our simple VA Loan Qualifier
• Receive options based on your unique eligibility and criteria
• Compare mortgage interest rates and terms

Where do I start? The benefits of the VA loan are giant. There are many benefits, as taken directly from the Veterans Affairs site: no down payment required (unless required by the lender or the purchase price is more than the reasonable value of the property); buyer informed of reasonable value; negotiable interest rate… and more.

• Fixed Rates
• Adjustable Rate Mortgage (ARM)
• NO down payment required up to the conforming loan limits
• Limited down payments required beyond the conforming loan limits
• Jumbo & Super Jumbo Loans