Shop Mortgage Options & Compare Rates

Use the quick & easy tool below to find out what you qualify for.

What Clients & Partners Say...

What Clients Are Saying


Erik is truly one of a kind. From the moment I met him, he has been by my wife and I said in repairing some credit issues and getting us back on track be approved for our dream! We could not have done it without his help. If you need someone on your side, to help you get where you need to be to buy your dream home, talk to Erik Miller at City 1st Mortgage! Eternally grateful!
-Tim Lentine



I am giving them a 10 starts Eric Miller and the team was so also I didn’t think it was possible but they made it happen. Thank you guys so very much. I got my house yeah. 🥂👍👍
-Gail Williams



Erik and his team did a fantastic job on my refinance. Erik listened to what my goal was, he offered a 10 year loan versus a 15, I was not aware of the 10 year loan. With the team’s guidance I am in a better place today then I was a few weeks ago. The team at City 1st is great, Erik is top knotch. Thanks guys!!!!!
-Juan Picazo



Highly recommend to anyone looking to finance a home. You can’t get better one on one, experienced, knowledgeable and quality service. Erik and Albert were always available when we called day or night. They helped us into our dream home and we closed our loan in less than 30 days! AND Erik pulled off a lower interest rate and payment with our credit. He worked hard and never gave up on us over months looking for a home. The moral support was to not go unnoticed. Erik is easy to talk to, always upbeat with positive words and made me laugh with his sense of humor. Albert was always available for my many questions with a positive attitude.
-D ALL IN



Erik has always treated me with respect and is top of his business. Been working with him for over 6 years now and always a great experience.
-Shane Cross



Erik Miller and Albert Luc were extremely helpful and prompt with everything regarding my refinancing. I appreciate the quick replies and the short turnaround times. I have recommended them to my other friends who were trying to take advantage of the virus-induced sharp drop in lending rates. Completely happy with everything.
-Eric Vestrup



We can always count on Erik to find us the best deal for our home needs.
-Barry Conforti



Great experience. Above and beyond service. I would refer anyone.
-Brett Gunsalus



Erik Miller is our financial “hero.” When I retired In 2010 I decided to completely rebuild the family home which my now deceased parents had purchased in 1938. It took all my savings to finish about 85% of the job and I was $100,000 in credit card debt. At that time mortgage loans were very difficult to get. Erik listened to my story and assured me he could handle the financing which would pay off a car loan and credit card debt and give me a couple of months with no payments. He did what five other lenders wouldn’t even consider. We live in this beautiful home in a great neighborhood because Erik took the time to listen to my story, recognize value, and walk me through the steps.
-Tim Sturges



Eric and Albert are so genuine,honest and professional. We felt so important and cared for. Never have we had anyone show so much compassion and caring. Eric Miller is someone you can trust and know he’ll do his best for you always!! What a guy!
-Nadine Flash